Unlimited 2% cash back — Cardholders receive unlimited 2% cash back on purchases, with no categories to activate or income limits to track.
There are other cards that offer higher cash back rates in certain categories, and while they may be worth it, they require more effort. And they are often also subject to a cap and limited to what purchases they can use. The Wells Fargo Active Cash® Card is perfect for someone who wants an easy-to-use card that still offers high rewards: you get a best-in-class flat rewards instantly on your purchases — without limits or rings. to jump through.
$200 cash rewards sign-up bonus — New Wells Fargo Active Cash® Card holders will receive a $200 cash rewards sign-up bonus for spending just $500 in purchases in the first three months. Not only is this a competitive sign-up bonus for a card with no annual fee, but it’s also one of the things that sets this Wells Fargo credit card apart from other 2% back cards. . We have yet to find another credit card with 2% unlimited cash rewards that also comes with a sign-up bonus.
15 months 0% APR intro offer — New cardholders can enjoy 0% intro APR on two new purchases and eligible balance transfers for a full 15 months. (After that time, a go-to rate of 19.99%, 24.99%, or 29.99% variable APR applies.) That’s a great offer, even compared to cards that sell for just a 0% that intro APR. This means that this card will allow you to avoid interest on purchases and balance transfers until 2024!
Remember that balance transfers must be made within the first 120 days to qualify for the reduced interest rate and lower balance transfer fees.
No annual fee — In many cases, high reward rates mean high annual fees. Not with the Wells Fargo Active Cash® Card, which has a $0 annual fee.
Cell phone protection — With the price of a typical cell phone in the hundreds of dollars, having some kind of insurance is a good idea. With this Wells Fargo card, you can get built-in cell phone protection of up to $600 just by paying your cell phone bill with your card. Coverage is subject to a $25 deductible.